UPST, TTD, DLO and RDDT compared as if they were ingredients in a single portfolio dish. The goal is not to crown one winner, but to decide who belongs in which lane.
| Layer | Tickers | Comment |
|---|---|---|
| Base · Quality Growth Slice | TTD | Profitable, founder-led, realistic path to compounding. Candidate for a modest “quality growth” slice. |
| Middle · Fintech / Infra Satellite | DLO | Attractive margins and niche in LatAm payment rails, but still rebuilding trust and managing concentration risk. |
| Top · Speculative & Sandbox | UPST, RDDT | High narrative heat and uncertainty. Kept deliberately in small, speculative lanes with tight sizing rules. |
This pyramid mirrors the same structure used in the multi-stock Spice pack, so that the cross-session meta-battle can compare “bases vs bases” and “satellites vs satellites” instead of apples vs oranges.